Guide to Online Casino Baccarat


Baccarat - an Introduction

Baccarat might seem difficult with a rather complicated name, but you can play Baccarat online once you understand the rules, the odds, and the probabilities. This is a fun and relatively simple game that anyone can enjoy although historically it was a game only enjoyed by the gambling elite. Today you can go online and play without anyone looking down on your skill level. The development of online baccarat means that anyone and everyone can learn to play Baccarat and gradually increase their knowledge of the game and develop their own strategy.

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Basic Online Baccarat for Beginners

In this guide to online baccarat it's important to first understand the rules. In order to utilize a winning strategy you should understand how to play.

First of all, there are only three bets that you can place in this game and they are called:

  • The Player's hand
  • The Banker's hand
  • Tie

If you place your bet and it matches the outcome of that particular card hand, then you win. That's essentially all there is to it.

When the game is initiated the player and the banker are both given two cards. On some occasions one or both players will also receive a third card. The decision to receive a third card is based upon the rules of the game and cannot be decided upon by the player or the banker. If you are playing online Baccarat even beginners baccarat online you won't have to worry about navigating this second or third card.   The software will automatically provide a third card if necessary.

The face cards and the cards with the numerical value of tens all count as 0 points. Aces count as one point. All of the other cards are worth their face value. Once you receive your cards you add up the values that you have in your hand but you only pay attention to that final digit. For example if you have cards with a face value of 9, and a face value of 5, your total numerical value is 14 but you are only going to look at the second number which means your total value for that hand is a four.  If your total hand is worth 18 points, then your actual value is, again, the second number in that which is 8. Whichever hand gets closest to a total value of 9 wins that round.

Baccarat Terminologies

Now that you know how to play it’s important to understand the betting terminologies. You can choose to place your bet with beginners baccarat on the banker or the player. There are advantages and disadvantages to both. Placing your bets on the banker is advantageous insofar as the game statistics stipulate that the banker hand will win slightly more often than the player's hand. The reason for this is the potential third card issue that was mentioned earlier. The explanation in casino software for situations when 1/3 card is dealt have to do with the bankers original cards and whether the player has received a third card and what that third card is. Essentially the banker gets a slight statistical advantage long term which means that they will win slightly more hands compared to the player.

However, betting on the player is advantageous as well, being that you get to keep all of your winnings if you do win. So if you place a $20 bet on the player and you win, you not only get back your original wager of $20 but you get an additional $20. Comparatively if you play and place your bet on the banker, even if you win you typically have to give a commission of your winnings to the house. This figure is typically around 5%. And therefore, even though betting on the banker gets you more frequent wins, you get to keep all of your money when you bet on the player so in the end it might even out.

Placing your bet on a tie give them a much larger payout if you win. The payout for successfully placing a wager and winning on a tie is typically 8 to 1. This means that if you place a $20 bet on a tie and you won, you would not only get back your $20 but you would get back an additional $160. That said the biggest drawback to this bet is that statistically less than 10% of all hands played in a given game will result in a tie. This means that you have to place a bet 90% of the time knowing that you're going to lose before you finally get that win. Obviously as you get better at the game and you have a higher bankroll with which to play you can choose to hedge your bets by betting on a tie regularly or intermixing the other bets that you place.

Final Thoughts

Try baccarat at one of the reviewed casinos at True North Casinos.  The more you practice, the more comfortable you will be with beginners baccarat online. 

Try a free or demo Baccarat and then move up to a real money version.

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